Colorado does not license insurance adjusters. For Colorado residents wanting to become a licensed independent adjuster, a nonresident Designated Home State (DHS) License can be obtained from Texas. We have the courses you need to fulfill your licensing requirements.
Colorado Insurance Adjuster Licensing
Get Your Adjuster License for the State of Colorado Here
Colorado does not require state-specific licensing to work there as an insurance adjuster. Therefore, you can obtain your license in any state that provides them. Since Colorado doesn’t offer insurance adjuster licensing, we recommend you get a Texas All-Lines Adjuster License and choose Texas as your “Designated Home State”. The vast majority of insurance adjusters start out with their license, and they will get more jobs than a new adjuster without a license.
Most insurance adjusters get their licensing in the state of Texas. At 2021 Training, we help you earn your Texas license so you can work as an adjuster in many states, including Colorado.
As an insurance adjuster, you’ll want to be able to work in more states than just the one you call home. Texas, for example, is a large state with a lot of storm activity and is a common place for many adjusters to work. Texas does require adjusters to be licensed. Most states will waive their licensing requirement once you’ve gotten your Texas All-Lines Adjuster License and selected Texas as your “Designated Home State” on your application. Then you’ll be able to work in numerous states and increase your caseload.
2021 Training offers online classes that make getting your Texas Insurance Adjuster License a breeze. There’s no need to travel anywhere for testing or class time. It’s 100% online and available from your computer 24 hours a day. We have CE classes approved by the state of Texas to meet all your Continuing Education requirements online without ever leaving home. You can take them anytime and always be current on your license renewals.
Why Get a TEXAS Insurance Adjuster License?
It’s not just about getting a license, it’s about being able to renew it as required. You need a certain number of Continuing Education credits to renew your license. While you might be able to earn your license faster in some states, Texas is always on the list for approved CE courses. When you’re licensed here, you can be sure you’ll always have CE opportunities.
Texas is also recognized by many states for reciprocity. This makes it easy to get licensed in other states as long as you keep your Texas license current. Reciprocity means the other states recognize your Texas license and don’t require you to take their licensing exam.
Steps to Get Your Texas All-Lines Insurance Adjuster License
Step 1: Take the Texas All-Lines Pre-Licensing Class
Step 2: Get Fingerprints to Submit with Application
Step 3: Complete Texas Application Choosing Texas as Your “Designated Home State”
Step 4: Submit Application to State With:
- State Fee: $50
- Class Completion Certificate from Our Online Course
- Fingerprint Receipt
- Completed Application (See How To Fill Out License Application)
Life as a Colorado Insurance Adjuster
Being a Licensed Insurance Adjuster in Colorado
Insurance adjusters in Colorado can expect starting salaries of $40,000 – $57,000 per year. This varies between rural areas and cities, with the Denver area at the higher end of the scale. Salaries also increase as you earn more experience in the field. Most claims deal with weather-related damage from Colorado’s freezing winters and occasional tornadoes.
By the time you finish your course with 2021 Training, you’ll be prepared to handle whatever the job throws at you. We were founded by real insurance adjusters with real deployment experience, and we happily share our wisdom with you through our online courses.
The Weather in Colorado
Colorado is known for its scenic winters and mountainous landscape, but its storm seasons can become severe. Snow and ice can lead to frozen pipes, flooding, and all kinds of hazards on the roadways. According to Allstate Insurance, the most common insurance claims in the Denver metro area are wind damage, water damage, and hail damage. The rest of the state has similar statistics. Colorado also sees about 27 tornadoes every year between May and June, with most classified as EF-3 or lower in strength.
Colorado Insurance Adjuster Statistics
- Average Insurance Adjuster Salary(according to indeed.com): $57,098
- Number of Insurance Adjusters in Colorado (according to Claims Pages): 13,380
- Total Incurred Losses in Colorado 2013 (most recent data available): $13,004,900,000
- Property/Casualty Damage: $6,302,530,000
- According to the Storm Prediction Center, Colorado sees an average of 47 tornadoes per year.
- According to gov, Colorado ranks 19th in the nation for lightning strikes, yet has recently tied for 4th in the nation for overall lightning fatalities at an average of 3 fatalities and 12 injuries per year.
- In 2013, more than $2 billion in flood damages were caused by widespread flooding throughout the Front Range of Colorado, according to the Colorado Geological Survey.
2021 Training Has Everything You Need from Start to Finish
Ready to start your career as a licensed insurance adjuster in Texas? We will walk you through the process so you can work in many states and have more profitable deployments. Call 2021 Training today or go online to enroll in our courses!
Texas All-Lines Pre-Licensing Course
Ethical Principles (2 CE Hrs)$20.00
Adjuster Concepts and Ethics Through Xactimate® X1
Other Types of Insurance – Farm, Crop, Flood, etc. (8 CE Hrs)$40.00
Basics of Contracts (1 CE Hr)$10.00
Understanding Commercial Insurance & Coverages (7 CE Hrs)$35.00