How Do I Get a Claims Adjuster License in Texas?

There are four types of claims adjusters in the United States: independent, staff, catastrophe, and public claim adjusters. Their role is to assess property damage and evaluate how much the policyholder’s insurance company will have to pay.

Let’s take a look at how you can become a claims adjuster in Texas.

The Differences Between the Four Types of Adjusters

You can differentiate between adjusters based on these criteria: who employs them and who they advocate for.

  • Staff adjusters work for insurance companies
  • Independent adjusters are hired by insurance companies, but work for themselves
  • Catastrophe adjusters travel to specific areas to inspect damage caused by weather conditions
  • Public adjusters defend the interests of civilians, not insurance agencies

Different kinds of adjusters possess varying insurance licenses. Generally, staff, independent, and CAT adjusters need the same license, while public claims adjusters need a specific certificate. Adjusters with a Texas All-Lines license can investigate just about any claim, and enjoy flexibility in the jobs they can take.

Preparing and Taking Claims Adjuster License Exam

The first step is to prepare for the claims adjuster license exam. Like studying for anything else, you should take this seriously. You need to score at least 70% to get your insurance claims adjuster license. To help ensure you pass, you can enroll in our online courses or purchase a Texas-specific study guide.

After you finish studying, you’ll need to apply for the exam. It will cost around $60 for each attempt, and you can choose between three types of tests. They include:

  • Property and Casualty Adjuster exam — lasts two and a half hours and has 150 questions;
  • Workers’ Compensation Adjuster exam — lasts an hour and has 60 questions;
  • All Line Adjuster exam — lasts two and a half hours and combines 150 questions from the previous two options.

What Happens When I Pass the Insurance Claims Adjuster Exam?

If you succeed in taking the test, you’ll need to go through three additional steps before you can call yourself a licensed claims adjuster.

First, you’ll need to provide your fingerprints so that the Texas Department of Insurance (TDI) can run a background check. It’s important to note that your personal history can affect the likelihood of you obtaining a license. To make sure you understand how this process works in general, we suggest you contact the Texas Department of Insurance.

Next up is your license application. The application costs a little over $50 if you choose to apply online. Once you’re done with that, the State of Texas will review your case, which can take up to 30 days. After TDI reviews your application, they will email you about the status of your license.

Study for the Claims Adjuster License With 2021 Training

If you don’t like studying from books, you can always take an online course at 2021 Training. With our help, you’ll learn at your own pace, pass the test, and get your Texas All-Lines license. So make sure you sign up for one of our specialized courses today and make your dream job a reality. For further information, contact us by phone from Monday to Friday or email us any day of the week.