Most of the nation is shivering with record-breaking low temperatures. As a licensed insurance adjuster in Texas, it’s unlikely you’ll work a lot of winter weather catastrophe sites here. But if you earn your Texas All-Lines Adjuster License from 2021 Training, you’ll be licensed to go on deployments to the 16 states that don’t have state-specific licensing programs – and a lot of them get very cold. From nor’easters in New Jersey to blizzards on the plains of the Dakotas, you’ll be qualified to work them all. Consider this a quick guide to what you might encounter in the field and how to make sure you’re prepared.
Month: November 2019
Part of being a licensed insurance claims adjuster is being ready to travel at a moment’s notice. You never know where and when disasters will happen, so you should keep a well-stocked travel bag that you can grab and go when catastrophe strikes. Even if some of these items seem like no-brainers, trust me when I say it’s better to gather everything ahead of time while you have a clear head than it is to try and remember everything you need when you’re hurrying off to a deployment.
Insurance agencies devote a lot of time and resources to detecting fraudulent claims. That’s because insurance fraud has always been a problem, and rates are on the rise. Even if fraud investigation isn’t your primary duty as an insurance claims adjuster, you’ll still need to know which red flags to watch out for when interviewing claimants and making your report. As someone who’s been in the insurance industry since 2008, I’ve developed a good sense of who is telling the truth and who is trying to be shady. Now I’m here to help you sharpen your lie-detection skills as well.
It’s a property owner’s nightmare: either due to severe weather or simple time and neglect, their roof needs to be replaced ASAP before it falls down around their head. If this is someone’s first time dealing with insurance claims and roofing contractor bids, the whole process could seem a bit overwhelming. I’ve personally seen many cases where the homeowner wasn’t sure whose price estimate to trust or what to do next when they needed a new roof. Fortunately, I was able to reassure and guide them, and I hope this advice can help others who are in the same boat.